Integrate Your 401k Into Total Portfolio Management.
We can manage your individual 401k assets, using investments other than your plan’s mutual funds, without withdrawing your assets from your plan.
Most investors treat their assets in their company’s 401k plan as a stand-alone portfolio, or they orphan it, or their advisor is unable to manage it. We manage your individual 401k plan investments in total integration with your personal investment portfolio.
If your company’s 401k plan has a “self-directed brokerage” option (such as Fidelity’s BrokerageLink or Schwab’s Personal Choice Retirement Account/PCRA, among others) and your plan has online account access, we are able to provide you with individualized, integrated 401k portfolio management, within your employer’s plan. This allows your 401k investments to remain in the plan but to be managed separately, using high quality, individual stocks, individual bonds, and ETFs, under our Balanced Style Management Strategy.
Professional 401k investment management, using investments other than your plan’s mutual funds, has certain advantages over self-directing your 401k using only your plan’s fund menu, such as diversification and professional guidance beyond your calling the plan’s 800 Hotline for investing assistance.
Deane Retirement Strategies manages your 401k portfolio on a “Fee-Only” (commission free) basis. In the majority of instances, our all-inclusive management fee is lower than your current 401k plan expenses. Every plan mutual fund you invest in passes along their “behind the scenes” expenses to you; mutual fund fees and expenses typically range from 0.50% – 2.00% annually. Since we do not use mutual funds of any nature in managing your 401k portfolio, you avoid these internal mutual fund expenses.
Professional, discretionary 401k investment management frees you of the day-to-day frustration and distractions associated with self-managing your 401k and allows you to concentrate your time and energy on your career successes.
Read about… Our Investment Strategy
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Read about… Why Choose Us to Manage Your 401k Investment
